Insurance & Financing
Simple, transparent, and stress-free — quality dental care for Lewis & Thurston County families.
At Twin City Smiles Family Dentistry, we believe everyone deserves access to quality dental care — without financial stress. Whether you have insurance or are paying out of pocket, we make it simple to fit your care into your budget.
All dental insurances are accepted.
We are in-network with these insurance providers below — and many more!
We are in-network with the listed plans, but we gladly accept and can bill all insurance carriers, including out-of-network plans. If we are not in your network, you can still be seen here — simply check with your insurance carrier to confirm your out-of-network coverage and benefits.
Your Smile Could Be Next!
Every smile tells a story — and yours could be the next success we celebrate.
If you’re ready to see what’s possible, schedule a consultation with Dr. Ly to discuss your personalized treatment options. With advanced digital imaging and smile simulation technology, you can preview your results before treatment even begins.
Cherry Payment Plans
No Insurance? No Problem. We Offer a membership discount plan.
Insurance Concerns. FAQ.
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Dental insurance is like a trusty sidekick for your teeth — always ready to help you keep your smile healthy and your wallet happy. It’s designed to share the cost of your dental care, making everything from regular checkups to more complex procedures easier to manage.
Most plans include preventive visits, basic treatments, and major procedures, each with its own level of coverage. You’ll also find a deductible — the small amount you pay before your insurance starts helping — and a yearly maximum, which sets a limit on how much your plan will contribute each year.
Think of it as teamwork: you handle your oral care at home, we provide the expert touch, and your insurance helps cover the costs along the way. Together, we make keeping your smile bright simple and affordable.
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Dental insurance is like a safety net for your smile — there to help keep your teeth healthy and your wallet happy. It typically covers a range of services designed to maintain and restore your oral health.
It’s especially generous when it comes to preventive care, often covering routine checkups, cleanings, and X-rays to help you stay ahead of potential problems. For basic treatments like fillings or root canals, your plan usually helps with a significant portion of the cost. Even for major procedures such as crowns, bridges, or orthodontic care, your insurance still lends support — though your share of the cost may be higher.
Most dental plans also include a yearly maximum, which sets a limit on what your insurance will contribute each year.
At Twin City Smiles, we’ll help you understand your benefits and make the most of your coverage — so you can focus on what matters most: keeping your smile bright and healthy.
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Not sure what your plan covers? You can always check with your insurance company to learn more about your out-of-network benefits and coverage details — or let us handle it for you! Simply provide your carrier name and subscriber ID, and our team will gladly verify your benefits and give you a clear breakdown of what’s covered before your visit.
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PPO stands for Preferred Provider Organization. With a PPO plan, you have the flexibility to visit any dentist you like — no referrals needed. You’ll typically save more when you choose a provider within your plan’s network, but you’re still free to see an out-of-network dentist if you prefer.
At Twin City Smiles, we accept most PPO insurance plans and are happy to help you understand how your benefits apply at our office.
Get Started Today!
Take our VirtualConsult to find out options without sitting in the chair!
Call (360) 736-9397 to schedule your initial consultation, advanced imaging, and solution workup.
Email us your questions or set up your in-office consult!
Ready To Schedule?
Hours
Monday through Friday 7am - 3:30pm
24/7 Emergency Care
Location: 1407 Kresky Ave, Centralia WA 98531